Real Estate ROI Calculator

Purchase

Basis

Loan

Projection Adjustments

Inflation (Annual %)

Rental Details

Tax & Depreciation

Projections (5 Year Breakdown)

Monthly Values End of Y1 End of Y2 End of Y3 End of Y4 End of Y5
Property Value
Property Value - 0 0 0 0 0
Income
0 0 0 0 0
Effective Rental Income 0 0 0 0 0 0
Operating Expenses
0 0 0 0 0
0 0 0 0 0
0 0 0 0 0
Interest 0 0 0 0 0 0
Management Fee 0 0 0 0 0 0
Maint. & Repairs 0 0 0 0 0 0
Turnover Costs 0 0 0 0 0 0
CapEx Reserves 0 0 0 0 0 0
Total Op. Expenses 0 0 0 0 0 0
Net Operating Income (NOI)
NOI Before Depreciation 0 0 0 0 0 0
Building Depreciation 0 0 0 0 0 0
NOI (Taxable Income) 0 0 0 0 0 0
Tax Liability 0 0 0 0 0 0
Cash Flow After Tax* 0 0 0 0 0 0
CoC Return After Tax (%)* 0 0 0 0 0 0
Appreciation ($) 0 0 0 0 0 0
Total Return ($)* 0 0 0 0 0 0
Total Return (%)* 0 0 0 0 0 0

Note: 'Cash Flow After Tax' = actual cash flows (NOI Before Depreciation) + tax liability or tax savings from depreciation.

Note: 'CoC Return After Tax (%)' = 'Cash Flow After Tax' / 'Initial Cash Investment'.

Note: 'Total Return ($)' = 'Cash Flow After Tax' + 'Appreication'

Note: 'Total Return (%)' = 'Total Return ($)' / 'Initial Cash Investment'.

Caveat: This tool currently treats 'CapEx reserves' as immediately tax-deductible expenses. In reality, capital expenditures should be capitalized and depreciated over time when actually spent, not deducted as operating expenses.

Caveat: Negative 'Tax Liability' values (ie tax savings) only apply if your Modified Adjusted Gross Income (MAGI) is under $100,000. If so, you can deduct up to $25,000 in rental real estate losses against other income. This $25,000 allowance phases out between MAGI of $100,000-$150,000. Above $150,000 MAGI, you generally cannot use rental losses to offset non-passive income. Real estate professionals have it different - they can deduct unlimited rental losses against any type of income, with no MAGI restrictions.

Projections (30 Year Summary)

Yr Property Value Rental Income Operating Expenses NOIBD Deprec. Taxable Income Tax Liability Cash Flow After Tax CoC After Tax (%) Apprec. ($) Total Return ($) Total Return (%)

Sale Calculator

% (Commission, Closing Costs, Sale Prep, Staging)
(Based on your income bracket)
Sale Price
0.00
− Selling Costs
0.00
− Remaining Loan Balance
0.00
− Capital Gains Tax
0.00
− Depreciation Recapture Tax
0.00
+ Accumulated Cash Flow After Tax
0.00
− Initial Cash Investment
0.00
Total Profit
0.00
Return on Investment (%)
0.00
Compound Annual Growth Rate (%)
0.00
Simple Average Annual Return (%)
0.00

Note: Capital Gains Tax applies to the difference between Sale Price and Tax Basis (Purchase Price + Improvements + Closing Costs - Total Depreciation)

Note: Depreciation Recapture Tax is calculated at a fixed 25% rate on all depreciation taken

Amortization Schedule

Year Payment Principal Interest Balance

Built by George Leon